DEEP FRY flour tortillas, 1 at a time, in tortilla basket to form bowl; drain.
CHILI: HEAT oil in large saucepan. Add meat; cook until browned. Stir in onions and garlic; cook until onions are translucent. Add remaining ingredients; mix well. Simmer on low heat 30 min., stirring occasionally.
FOR each serving: Spread 1 Tbsp. cream cheese spread onto inside rim of 1 tortilla bowl. Ladle 5 oz. Chili into bowl; top with 1 tsp. each minced onions and VELVEETA, 2 Tbsp. tortilla strips, 1 avocado slice and 1 cilantro sprig.